This service sits alongside your workplace pension, it doesn’t replace it. It is there to advise you on what the best investments are for you within the range of options that you have.

When you joined the pension scheme, unless you specified what you wanted to invest into, you were placed in the default fund. This fund may not be appropriate for you and therefore it is important to review your investment choices to ensure you that you are invested in the most appropriate funds for you.

We do this for you. We will ask you a series of questions on how you view risk to make sure that you take the right level of risk with your workplace pension.

We do this for you. Once we have asked you a few questions, we will be able to provide you with FCA regulated advice on the most appropriate investment options for you.

Unlike other services that are available to you, where you will be provided with information to help you make a decision; we take the guess work out of it. We are fully regulated by the Financial Conduct Authority, which means we stand by our advice and adhere to a strict code of regulatory conduct in giving you advice.

Our advice is protected by the Financial Ombudsman Service, to make sure that you are protected.

Yes you can change your choices whenever you like. We review your portfolio every 3 months to make sure that it is the right thing for you. We recommend that you look at least once a year as bare minimum, however looking out for our updates is the best thing to do.

Your employer is not responsible for managing your investment choices, you are. We know how hard this can be which is why we are here to help.

That’s what we do. By looking at the investment options that you have in your pension scheme we aim to create the best blend of risk and return that is suitable for you

This service is paid for by employers, so it comes at no cost to you, the employee. If they don’t offer you this service, fill out our enquiry form here and we will get in contact to let them know you have requested it.

Market volatility can make your pension value fall as well as rise. By having a well diversified portfolio you can mitigate the impact of this. This is where we come into help.

If you leave your employer, they will no longer pay for this service for you. However, you can always choose to pay for it yourself. It is less than the price of a coffee, just click here to let us know that you would like to continue to use the service.

You may be able to contribute more to your workplace pension. Please contact you HR department who will be able to help with this.

A default fund in a workplace pension is a pre-selected investment option provided by the pension provider for individuals who do not actively choose how their pension contributions are invested.

When an employee joins a workplace pension scheme but doesn't make an active investment choice, their contributions are automatically invested in the default fund.

This choice is not specific to you and it's important for individuals to review the default fund provided by their workplace pension scheme to ensure it aligns with their retirement goals, risk tolerance, and investment preferences. If desired, individuals can usually choose to switch out of the default fund and into alternative investment options offered by the pension scheme.

It is important to review your pension investments as you approach retirement age you may wish to take a different level of risk with your pension investments. We can help you with this.

You will be able to track the performance of your pension on the providers website. You will also be able to see the performance of the individual investments that we recommend through the information that we provide to you.

Yes, we have special tools to factor in any investment restrictions that you may have.

Westminster Wealth Management LLP is where AllAdvised started. It is one of the UKs largest Independent Financial Advisers, with over 130 experts managing £2Bn+ in client money. It provides a lot of the expertise and brainpower in ensuring that you are always receiving the best quality and most up-to-date, regulated financial advice. It provides a vast pool of knowledge and assistance for you, should you require advice in other areas.

No, we sit alongside your current pension scheme to advise your employees on how best to invest their investment pension within the range of options that the scheme provides.

Yes, 80% of employees are in the default fund, with the majority lacking the confidence of where to start on deciding how to invest.

We charge you the employer a small monthly cost of around £1-3pm per employee depending on the number of employees that you have.

Better engagement with their pension scheme has led to employees increasing their pension contributions. The NI Savings to employers in these cases has significantly reduced the overall cost of the platform

We are. AllAdvised is fully FCA regulated, providing advice which is covered by the Financial Service Compensation Scheme click here and the Financial Ombudsman click here.

We take your employees through a short series of questions to better understand their finances, investment preferences, attitude to risk and time to retirement before creating a specific recommendation for them.

We examine the options that are available within your workplace pension scheme to build a portfolio that is specific to each employee. This aims to provide a well-diversified portfolio across asset, region and sector, that will deliver the best risk adjusted returns up to retirement.

When an employee leaves your company, we will restrict the employees access to the platform. However we will communicate with each employee to offer them the opportunity to continue to using the platform on a self-funded basis. This therefore means that they can continue to plan for a rewarding retirement as their career progresses.

Please make contact through our portal here . We will then engage with you to configure the platform to your pension scheme and work with you to communicate the great news to your employees. The whole process usually takes 1 month to launch.

Yes we do, we are even able to offer a special rate to registered charities.

Westminster Wealth Management LLP is where AllAdvised started. It is one of the UKs largest Independent Financial Advisers, with over 130 experts managing £2Bn+ in client money. It provides a lot of the expertise and brainpower in ensuring that you are always receiving the best quality and most up-to-date, regulated financial advice. It provides a vast pool of knowledge and assistance for you, should you require advice in other areas.